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For Millennials, buying a house is like jumping off Everest with a lacerated parachute. The answer, of course, is lenders. Bankers are all too happy to add extra zeros to digital mortgage documents.
· Fixing your home loan while rates are dropping is a bit like pulling the ripcord on a parachute. If you do it early you’ll get a steady ride but may miss out on a bit of action. But if you leave it too late things might get a little messy. To fix the rate or not? That seems to be the question on a lot of people’s lips at the moment.
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The mortgage lending industry has acknowledged and taken accountability for the role we played in actions that led to the meltdown. Lenders have paid hundreds. and yes, by "’80s" she meant ray bans.
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